責任投資與授信
責任投資與授信

Responsible Investment and Lending
Cathay believes that pursuing corporate sustainability will provide society with a stable force, promoting a positive cycle and enhancing long-term corporate value. As the largest financial institution in Taiwan, with total assets exceeding NT$12 trillion, and serving one out of every two people in Taiwan, we have a responsibility to lead industries towards sustainability through our investments and lending decisions.
Cathay believes that pursuing corporate sustainability will provide society with a stable force, promoting a positive cycle and enhancing long-term corporate value. As the largest financial institution in Taiwan, with total assets exceeding NT$12 trillion, and serving one out of every two people in Taiwan, we have a responsibility to lead industries towards sustainability through our investments and lending decisions.
2020年低碳主題投資達1,748億元
2020年低碳主題投資達1,748億元

In 2023, low-carbon themed investments reached NT$289.7 billion, and low-carbon themed lending amounted to NT$40.8 billion.

In 2023, Cathay Securities was granted approval to start a Security Token Offering (STO) in collaboration with the parent company of Sunny Founder, GRINNODOT, launching Taiwan's first Sunshine Green Benefit Debt STO. Cathay Securities collaborated with Cathay Digital and Data Development Center's blockchain team to issue security tokens, providing enterprises with alternative fund-raising channels beyond traditional listings. This initiative helped companies issue 3,000 security tokens to professional investors, raising NT$30 million in funds.

領先計算投資組合碳排數據
領先計算投資組合碳排數據

Pioneering Financed Emissions Calculation in Taiwan

In 2018, Cathay became the first financial institution in Taiwan to calculate the carbon footprint of its investment portfolios. In 2023, the total carbon emissions from Cathay’s investment and financing portfolios amounted to approximately 10.6 million tonnes of CO2 equivalent, with an average annual reduction of 7.6% over the past three years.
推出國際少見Sell-side責任投資商品
推出國際少見Sell-side責任投資商品

Innovative ESG Investment Research and Stock Selection Services

Cathay Securities, in collaboration with Cathay Futures and National Taipei University, offers ESG research services to institutional clients using rigorous and internationally recognized academic methods. In 2023, ESG ratings has covered 864 Taiwanese companies, and innovative customized ESG engagement reports were introduced. The Cathay Securities APP also features a sustainability section that provides investors with sustainable stock selection services.

Responsible Investment and Lending Framework

Cathay believes that responsible investment and lendingt should integrate ESG factors into existing investment and lending processes to effectively protect long-term interests. In 2014, Cathay established Taiwan’s first Responsible Investment Task Force, led by the Group Chief Investment Officer in collaboration with the heads of investment and credit departments of its subsidiaries, to develop the framework for responsible investment and lending.

Responsible Investment

Responsible investment is a stabilizing force that brings positive impact to society and is also one of the core competencies for enhancing the long-term value of assets. Therefore, Cathay has adopted the United Nations' Principles for Responsible Investment (PRI) to establish a comprehensive responsible investment system. This involves integrating ESG factors into the investment process and engaging in dialogue and collaboration with investee companies to reduce ESG risks in the investment portfolio, thereby protecting the rights and interests of stakeholders.

Responsible Lending

CUB is dedicated to managing ESG and climate risks. Our commitment to addressing climate change and mitigating environmental, social and governance risks is evident in the integration of responsible lending into our core competencies and operations. As a strong supporter of the Paris Climate Agreement and TCFD framework, we have established a clear definition of climate risks (including transition and physical risks) and integrated them into our lending procedures and ESG management mechanisms. We are committed to continuously improving responsible lending risk management and building our capacity to respond to ESG and climate-related risks.

最新案例

Cathay FHC President Lee's Opening Keynote Aligns with COP28 at World Climate Summit
TCFD report of the year: Cathay Financial Holdings
The Investor Agenda Investor Climate Action Plans (ICAP) Case Studies – Cathay Life
Trailblazing Low Carbon Transition for Asia-Pacific Businesses: Cathay United Bank's 2024 Q1 SLL Growth Exceeds 30% YoY
Cathay FHC Makes Historic Debut as Host in COP28's Blue Zone