責任投資與授信
責任投資與授信

Responsible Investment and Lending
Cathay believes that pursuing corporate sustainability will provide society with a stable force, promoting a positive cycle and enhancing long-term corporate value. As the largest financial institution in Taiwan, with total assets exceeding NT$13 trillion, and serving one out of every two people in Taiwan, we have a responsibility to lead industries towards sustainability through our investments and lending decisions.
Cathay believes that pursuing corporate sustainability will provide society with a stable force, promoting a positive cycle and enhancing long-term corporate value. As the largest financial institution in Taiwan, with total assets exceeding NT$13 trillion, and serving one out of every two people in Taiwan, we have a responsibility to lead industries towards sustainability through our investments and lending decisions.
2020年低碳主題投資達1,748億元
2020年低碳主題投資達1,748億元

In 2024, low-carbon themed investments reached NT$325 billion, and low-carbon themed lending amounted to NT$51 billion.

Referencing the Global Investor Coalition on Climate Change (GIC) and its Low Carbon Registry (LCI), Cathay has established a group-wide definition for low-carbon industries. Investments in low-carbon and green energy sectors include: alternative energy (excluding nuclear, fossil fuels, natural gas, and thermal power), green buildings, waste recycling, transportation, energy saving industry, green bonds, and natural carbon sinks.

Win "Hong Kong Green and Sustainable Finance Awards" for 3 consecutive years

CUB Hong Kong Branch receives six awards from the "2024 Hong Kong Green and Sustainable Finance Awards" organized by the Hong Kong Quality Assurance Agency (HKQAA). Awards include one "Outstanding Award for Green and Sustainable Loan Structuring Advisor," two "Leadership Awards for Green and Sustainable Finance Development," and two "Strategist Awards for Green and Sustainable Finance Development," which also made CUB the only Taiwan bank to receive the awards for three consecutive years. CUB Executive VP Michael Wen was a keynote speaker at the concurrent forum, where he shared CUB's experiences in green and sustainable finance.
領先計算投資組合碳排數據
領先計算投資組合碳排數據

Insurance Policy Linked with 100% Green Bonds

In 2024, Cathay Life collaborated with Crédit Agricole CIB and other financial institutions to launch its first eight-year investment-linked green bond product with annual dividends - the Cathay Life Investment-linked Insurance. To generate more positive environmental impacts, Cathay Life and Crédit Agricole CIB collaborated with Taiwan's GoodPoint Exchange in 2024 to launch the Taiwan Greenery Project. When specific Cathay Life products reach the equivalent of NZ$100,000 in investments, Crédit Agricole CIB will support local Taiwanese organizations in adopting one tree endemic to Taiwan (sea hibiscus, thatch screwpine, beach cabbage, Indian beech, Oldham silverberry, and bead tree). Crédit Agricole CIB has also pledged that the total funding for this initiative will be no less than the equivalent cost of nurturing 1,000 trees, as part of its commitment to the conservation of trees along the coast of Nan'ao in Yilan.
推出國際少見Sell-side責任投資商品
推出國際少見Sell-side責任投資商品

Cathay Securities App – One-Stop Digital Investment Service

By combining digital services with ESG principles, Cathay encourages investors to adopt sustainable investment practices. Building on its 2020 collaboration with National Taipei University (NTPU) to provide ESG research services for institutional investors, Cathay Securities introduced ESG-driven stock selection tools for individual investors via its mobile app in 2021. In 2022, it became the first in the industry to launch a dedicated “Sustainability Section” on the Cathay Securities app, enabling users to view ESG ratings for their Taiwan stock holdings. By 2024, the platform had attracted over 500,000 users and recorded over 2 million clicks. Cathay continues to optimize its services annually, striving to deliver digital financial tools that best meet the customer needs.

Sustainable Finance Management Framework

To fully implement responsible investment and lending practices, Cathay FHC has adopted a governance-driven approach by establishing dedicated professional teams and continuously strengthening decision-making capabilities through training. This ensures that ESG principles are effectively integrated into business operations. Guided by policies and standards, designated personnel are responsible for overseeing implementation to ensure the successful execution of responsible investment and lending. In addition to Cathay FHC's overarching sustainable finance policies and guidelines, each subsidiary has developed its own internal management policies, procedures and codes of conduct. Together, these provide a comprehensive framework for responsible investment and lending.

Responsible Investment and Lending

Highlights in Sustainable Finance Performance

Latest Case

Cathay Financial Holdings Advances Climate Finance Leadership at COP29, Championing Public-Private Partnerships and Asia's Low-Carbon Transition
Cathay FHC Advances Sustainability Frontiers at 2025 Cathay Sustainable Finance and Climate Change Summit
Environmental Finance: TCFD report of the year: Cathay Financial Holdings
Cathay United Bank Hong Kong Branch Wins Two Major Accolades
Cathay United Bank drives ESG collaboration in Vietnam