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Cathay Financial Holdings 2023 Sustainability Report

With a vision to become the leading financial institution in the Asia-Pacific region, we have identified three engines of growth - "Insurance, Banking and Asset Management" - as our core strategy and aligned with international frameworks including Equator Principles (EPs), Principles for Sustainable Insurance (PSI), Principles for Responsible Investment (PRI) and Principles for Responsible Banking (PRB). By integrating ESG (Environmental, Social, and Corporate Governance) into the business operation, we internalize sustainability to manage potential risks, improve operation efficiency and grasp market trends and opportunities to create value for clients and shareholders. By combining sustainability with core competency, Cathay could leverage our influence as the largest financial institution in Taiwan to bring virtuous cycle and collective good of Taiwan's society.

The ESG Integration Report aims to introduce how Cathay integrate ESG into business processes. This includes risk management, product and service, post-sales service, operation, investment management and lending management. Cathay hope to introduce the ESG integration of business to the stakeholder and take the responsibility of an industry leader to create positive influence, encouraging industries to implement corporate sustainability. This report provides details on our mechanism of ESG integration. The regular sustainable performance will be disclosed in Cathay FHC sustainability website and Sustainability Report.