Cathay's Sustainability Framework
Sustainable development is inextricably linked with corporate core competencies. Therefore, Cathay’s three major operational engines correspond to international sustainability frameworks: the Principles for Sustainable Insurance (PSI), the Equator Principles (EPs), the Principles for Responsible Banking (PRB), and the Principles for Responsible Investment (PRI). This integration incorporates Environmental, Social, and Governance (ESG) factors into core operations, including risk management, products and services, operational management, after-sales management, and investment. By emphasizing sustainability, Cathay captures trends and opportunities, mitigates risks, strengthens core competitiveness, and achieves a triple win of corporate profitability, social welfare, and environmental sustainability.

Principles for Sustainable Insurance (PSI)
In 2016, Cathay Life Insurance became the first life insurance company in Asia to voluntarily adhere to the United Nations' Principles for Sustainable Insurance (PSI). Cathay Century Insurance also began adhering to PSI in 2017. Both companies have established short-, medium-, and long-term goals to integrate ESG factors into their management system, aligning with international standards and leading the industry towards sustainable development.
Equator Principles (EPs)
In 2015, Cathay United Bank became the first bank in Taiwan to sign the Equator Principles (EPs). This established a rigorous environmental and social impact control mechanism for large-scale project financing and further integrated this ethos into the corporate credit process, achieving the dual objectives of business growth and sustainable development.
Principles for Responsible Banking (PRB)
At the end of 2018, Cathay United Bank became the first bank in Taiwan declaring its voluntary adherence to the United Nations' Principles for Responsible Banking (PRB). In February 2021, it became the first bank in Taiwan to have its PRB implementation results assured by an accounting firm. Cathay United Bank continues to integrate the PRB into its core banking functions, leveraging its influence in the financial sector to foster the harmonious development of businesses, society, and the environment.
Principles for Responsible Investment (PRI)
In 2015, Cathay Life Insurance became the first financial institution in Taiwan to voluntarily adhere to the PRI. Cathay believes that institutional investors have a responsibility to exert a positive influence on financial markets and the companies they invest in. Therefore, Cathay actively integrates ESG factors into its investment processes and adopts a proactive engagement approach. By leveraging financial flows, Cathay promotes improvements in ESG management among its investee companies, creating a win-win situation for both industry and society.