國際框架接軌
國際框架接軌

Alignment with International Frameworks
Cathay believes that pursuing corporate sustainability will provide society with a stable force, promoting a positive cycle and enhancing long-term corporate value. Corporate sustainable development requires systematic actions; therefore, we have aligned our three major operational engines of growth with international sustainability frameworks to integrate sustainability into Cathay's core competency and practice sustainable finance. As the largest financial institution in Taiwan, with total assets exceeding NT$12 trillion, and serving one out of every two people in Taiwan as customers, Cathay has a responsibility to lead the industry towards sustainability.
Cathay believes that pursuing corporate sustainability will provide society with a stable force, promoting a positive cycle and enhancing long-term corporate value. Corporate sustainable development requires systematic actions; therefore, we have aligned our three major operational engines of growth with international sustainability frameworks to integrate sustainability into Cathay's core competency and practice sustainable finance. As the largest financial institution in Taiwan, with total assets exceeding NT$12 trillion, and serving one out of every two people in Taiwan as customers, Cathay has a responsibility to lead the industry towards sustainability.

Cathay's Sustainability Framework

Sustainable development is inextricably linked with corporate core competencies. Therefore, Cathay’s three major operational engines correspond to international sustainability frameworks: the Principles for Sustainable Insurance (PSI), the Equator Principles (EPs), the Principles for Responsible Banking (PRB), and the Principles for Responsible Investment (PRI). This integration incorporates Environmental, Social, and Governance (ESG) factors into core operations, including risk management, products and services, operational management, after-sales management, and investment. By emphasizing sustainability, Cathay captures trends and opportunities, mitigates risks, strengthens core competitiveness, and achieves a triple win of corporate profitability, social welfare, and environmental sustainability.
國泰永續架構
國泰永續架構

Principles for Sustainable Insurance (PSI)

In 2016, Cathay Life Insurance became the first life insurance company in Asia to voluntarily adhere to the United Nations' Principles for Sustainable Insurance (PSI). Cathay Century Insurance also began adhering to PSI in 2017. Both companies have established short-, medium-, and long-term goals to integrate ESG factors into their management system, aligning with international standards and leading the industry towards sustainable development.

Cathay Life Insurance Sustainability Report

Cathay Century Insurance Sustainability Report

Cathay Life
Corporate Sustainability Website
Cathay Century
Corporate Sustainability Website

Equator Principles (EPs)

In 2015, Cathay United Bank became the first bank in Taiwan to sign the Equator Principles (EPs). This established a rigorous environmental and social impact control mechanism for large-scale project financing and further integrated this ethos into the corporate credit process, achieving the dual objectives of business growth and sustainable development.
赤道原則(EPs)
赤道原則(EPs)
Cathay United Bank
Equator Principles Website
Cathay United Bank
Corporate Sustainability Website

Principles for Responsible Banking (PRB)

At the end of 2018, Cathay United Bank became the first bank in Taiwan declaring its voluntary adherence to the United Nations' Principles for Responsible Banking (PRB). In February 2021, it became the first bank in Taiwan to have its PRB implementation results assured by an accounting firm. Cathay United Bank continues to integrate the PRB into its core banking functions, leveraging its influence in the financial sector to foster the harmonious development of businesses, society, and the environment.

2021年國泰世華銀行
責任銀行原則(PRB)執行工作報告

2020年國泰世華銀行
責任銀行原則(PRB)執行進展報告

Principles for Responsible Investment (PRI)

In 2015, Cathay Life Insurance became the first financial institution in Taiwan to voluntarily adhere to the PRI. Cathay believes that institutional investors have a responsibility to exert a positive influence on financial markets and the companies they invest in. Therefore, Cathay actively integrates ESG factors into its investment processes and adopts a proactive engagement approach. By leveraging financial flows, Cathay promotes improvements in ESG management among its investee companies, creating a win-win situation for both industry and society.

Cathay Life Insurance Responsible Investment and Stewardship Report