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菲律賓RCBC銀行涉入國際洗錢案說明 Statement Regarding Alleged Money Laundering Case in the Philippines
  • 菲律賓RCBC銀行為國泰人壽海外股權投資標的之一,截至2015年底國泰人壽持有RCBC 21.93%股權。

    有關RCBC銀行涉入洗錢案部分,僅為指定匯款接收銀行之一,於該事件發生時RCBC即主動通報菲律賓央行,並已配合當地主管機關及司法調查,該行董事會亦已成立調查委員會以釐清內部相關責任,目前仍靜待相關調查結果。

    本公司將持續追蹤後續事件發展,並依相關規定檢具事由及相關資料向主管機關陳報。

     

    Statement Regarding Alleged Money Laundering Case in the Philippines

    Rizal Commercial Banking Corporation (RCBC) is one of Cathay Life Insurance Co. Ltd.’s  (Cathay Life) overseas equity investments. As of December 31, 2015, Cathay Life’s equity ownership stake in RCBC was 21.93%.

    In the alleged case of money laundering in the Philippines, RCBC is only one of the assigned remitting banks.  With respect to this case, RCBC proactively reported to the Central Bank of the Philippines (Bangko Sentral ng Pilipinas, BSP) and has cooperated with the authorities involved in the investigation.  Moreover, the Board of Directors of RCBC has appointed an investigation committee to clarify internal responsibilities. Cathay Life will closely monitor any updates in this case and report as required to the relevant authorities.

    According to RCBC’s statement, RCBC is committed to instilling a high level Anti-Money Laundering and Terrorist Financing Suppression compliance culture to avoid being used as a conduit for the proceeds of an unlawful activity or from those who support and finance terrorism.  RCBC fully supports international efforts to counter money laundering and terrorism financing.

    RCBC has developed robust policies and procedures to facilitate compliance with anti-money laundering laws such as but not limited to:

    • Customer identification and due diligence

    • Identification of beneficial owners

    • Risk based and tiered customer acceptance policies

    • Retention of relevant records

    • System based monitoring of covered and suspicious transactions

    • Reporting of such transactions to the Anti-Money Laundering Council (AMLC)

    • Continuous education and training for all directors, officers and employees of the bank

    • Independent audit program that will ensure the completeness and accuracy of the information and identification documents obtained from clients, the covered and suspicious transaction reports submitted to AMLC and the records retained as well as adequacy and effectiveness of the training program on the prevention of money laundering and terrorism financing

    • Screening of customers against relevant sanctions list

    • Regular reporting to senior management regarding compliance with AML regulations

    • Cooperation with the AMLC

    • Designation of an AML Compliance Officer under the supervision of RCBC Chief Compliance Officer responsible for coordinating day-to-day compliance