The FHC has set up an independent Risk Management Division to implement governance and ensure measured risk-taking. The division is responsible for establishing the related policies and guidelines and also for executing risk management practices throughout the Group.

Each subsidiary has set up its risk management department based on the regulatory laws or business nature to control and integrate risk management according to various respects of FHC’s risk management procedures and policies.

The FHC and its major subsidiaries established the Risk Management Committee to oversee the implementation of risk management. The Risk Management Committee is responsible for monitoring the Group’s risk exposure, and ensuring regular operation of the risk management system.