The FHC has set up an independent Risk Management Division to implement governance and ensure measured risk-taking. The division is responsible for establishing the related policies and guidelines and also for executing risk management practices throughout the Group.

Each subsidiary has set up its risk management department based on the regulatory laws or business nature to control and integrate risk management according to various respects of FHC’s risk management procedures and policies.

In addition, risk management committees are formed in both the FHC and the major subsidiaries by top-down approaches to supervise the Group’s risk exposure and ensure normal operation of the risk control activities.